Insurance Total Loss Appraisals
If you suffer a total loss to your vehicle in an accident you need our expert services to help you obtain a fair appraisal valuation with a certified appraisal. You can fill out our car appraisal form online and have your car appraisal delivered to you online within days!
What is Total Loss?
Total loss occurs when the cost of repair of a vehicle exceeds a certain amount. It's a situation where it makes more sense for the insurer to pay the pre-accident value of the damaged vehicle rather than repairing it.
When is my vehicle Totaled?
The vehicle is totaled when: The cost of repair + salvage value > Actual Cash Value
What is my vehicle's salvage value?
It's what the damaged metal is worth. This amount is normally provided by the salvage auction and is the average of what similarly damaged vehicles have sold for in the past.
What's my vehicle's actual cash value?
This would be the amount your vehicle was worth prior to the accident.
Who calculates my cash value?
Insurance carriers generally use valuation services to assess the value for your vehicle. CCC, JDPower Mitchell and Audatex are the largest providers of valuation services.
How do I get my cash value appraisal?
Insurance companies must give you the valuation or appraisal reports they use to determine your vehicle's value.
Is the cash value appraisal negotiable?
If you believe your vehicle is worth more, you must prove a higher value. This is usually done by providing the carrier with an alternate report.
How can I order an alternate appraisal?
Contact a legitimate certified auto appraiser (BENCHMARK AUTO APPRAISERS L.L.C., we provide you with a full 15 page vehicle certified appraisal valuation report. Call for free Consultation 716-523-6999 or toll free 877-888-6113
Will the insurance company recognize my appraisal?
Yes, as long as the appraiser issuing it is competent.
Does my appraiser need to inspect the vehicle?
Not unless we are disputing the condition and equipment listed on the insurer's report.
Do I have to pay upfront for an appraisal or after the settlement?
We process appraisals AFTER full payment is made.
Can I get a Free Estimate for Total Loss before ordering the report?
Yes, we offer free consultation with one of our appraisers to assess your best plan of action.
Would you negotiate a claim on my behalf, and if so, is there an added cost?
Yes, on first party claims (against your own carrier), we will communicate with the other appraiser and reach an agreement. The $85 fee includes this service.
It's the insurance companies and the adjusters job to pay out as little as possible. It's Benchmark Auto Appraisers L.L.C. job to get you the most money you are entitled to. WE REPRESENT YOU! Let our experts determine the actual replacement cost for your totaled vehicle including tax, towing, plates, title fees. Daniel Jendrowski President Benchmark Auto Appraisers L.L.C.